PhilHealth raises monthly contribution rates

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Metro Manila (CNN Philippines, January 9) — Starting this month, PhilHealth will charge more for premium contributions.

Officials said this is needed to ensure stability of PhilHealth funds, especially with the increase in the number of members and services.

Members' contributions  will increase from 2.5 percent to 2.75 percent of the monthly basic salary.


An employee who earns ₱10,000 and below per month for example, will give an additional ₱25. Those earning ₱40,000 and above will pay ₱100 more. The cost will be shouldered by the employee and employer.

The increase covers employees in the formal sector or those working in  private and government agencies, kasambahays, drivers, and sea-based overseas Filipino workers.

Dr. Israel Pagas, OIC-Vice President of PhilHealth's Corporate Affairs Group said, "Tayo ay patuloy sa pag- improve ng benepisyo. Ngayon, halos lahat ng pagkakasakit naco-cover na natin. Nagpalabas tayo ng mga benepisyo on catastrophic cases, at ang ating benepisyo ngayon ay umaabot na sa halagang ₱600,000 for some specific cases like kidney transplant."

[Translation: We continue to improve benefits. Now, we cover almost almost all illnesses. We have also released benefits for catastrophic cases, and the benefits now reached ₱600,000 for some specific cases like kidney transplant.]

PhilHealth said benefit payments have been increasing over the years.  From ₱103 billion in 2016, it paid out around ₱107 billion last year.

Most of the cases processed were for pneumonia, gastro-enteritis, and urinary tract infections.

For procedures, most claims were for hemodialysis and newborn and maternity packages.

PhilHealth now covers 91 percent of the population or 93 million members and dependents.

Arbie Aquino, who was confined for four days at a government hospital after undergoing  an operation to remove gallstones, said he doesn't mind paying more for PhilHealth contributions.

"In case of emergency, wala po kaming hawak na pera, malaking bagay. Actually ₱25, di naman ganun kalaki, per month naman yung increase. Okay lang naman, walang problem kasi yung benefits naman makukuha mo naman talaga once na kinailangan mo siya," he said.

[Translation: We don't have money on hand in case of emergency, so it's a big help. Actually P25 isn't a large amount, and it's given every month. It's okay, no problem because you receive the benefits when you really need it.]

PhilHealth assures the public, the increase in premium contributions isn't because of the expanded PhilHealth subsidy for indigent or poor families.

In 2018, the government has allocated more than ₱54 billion for their PhilHealth coverage.